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	<link>http://www.companybug.co.uk</link>
	<description>Limited Company Guides - for Contractors, Freelancers &#38; Business Owners</description>
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		<title>Security clearance for IT contractors</title>
		<link>http://www.companybug.co.uk/security-clearance/</link>
		<comments>http://www.companybug.co.uk/security-clearance/#comments</comments>
		<pubDate>Mon, 10 Jun 2013 09:38:02 +0000</pubDate>
		<dc:creator>James Leckie</dc:creator>
				<category><![CDATA[Contracting Guides]]></category>
		<category><![CDATA[security clearance]]></category>

		<guid isPermaLink="false">http://www.companybug.co.uk/?p=1431</guid>
		<description><![CDATA[All IT contractors placed on assignments where there will have access to sensitive information or assets have to hold valid security clearance. So, what levels of clearance are there, and how easy is it to apply for contract work? Security checks are undertaken mainly by DBS National Security Vetting (formerly the DVA) for new applicants, [...]]]></description>
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		<title>Professional indemnity insurance &#8211; concise guide</title>
		<link>http://www.companybug.co.uk/professional-indemnity-insurance/</link>
		<comments>http://www.companybug.co.uk/professional-indemnity-insurance/#comments</comments>
		<pubDate>Wed, 05 Jun 2013 12:23:16 +0000</pubDate>
		<dc:creator>James Leckie</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[business insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[professional indemnity insurance]]></category>

		<guid isPermaLink="false">http://www.companybug.co.uk/?p=639</guid>
		<description><![CDATA[Professional indemnity insurance will protect you against claims made by past or present clients as a result of mistakes you may have made while carrying out your work. Although claims for negligence, data loss, and other mistakes are rare, the financial consequences for limited company owners in having to defend themselves against them can be [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Common business valuation methods</title>
		<link>http://www.companybug.co.uk/common-business-valuation-methods/</link>
		<comments>http://www.companybug.co.uk/common-business-valuation-methods/#comments</comments>
		<pubDate>Sun, 02 Jun 2013 22:43:13 +0000</pubDate>
		<dc:creator>James Leckie</dc:creator>
				<category><![CDATA[Running a Company]]></category>
		<category><![CDATA[business valuation]]></category>
		<category><![CDATA[company valuation]]></category>
		<category><![CDATA[value a business]]></category>
		<category><![CDATA[value a company]]></category>

		<guid isPermaLink="false">http://www.companybug.co.uk/?p=879</guid>
		<description><![CDATA[In the understandably subjective world of business valuation, there are several traditional methods which are used for establishing the value of a company, based mainly on financial data. Ultimately, in the case of small companies, the value may be influenced more by what a prospective buyer is willing to pay (and the seller to accept), [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>HMRC uses FOI Act to withhold IR35 enquiry data</title>
		<link>http://www.companybug.co.uk/hmrc-ir35-data-withheld/</link>
		<comments>http://www.companybug.co.uk/hmrc-ir35-data-withheld/#comments</comments>
		<pubDate>Thu, 16 May 2013 13:44:54 +0000</pubDate>
		<dc:creator>James Leckie</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[hmrc]]></category>
		<category><![CDATA[ir35 enquiry]]></category>
		<category><![CDATA[ir35 investigation]]></category>

		<guid isPermaLink="false">http://www.companybug.co.uk/?p=2676</guid>
		<description><![CDATA[HMRC has decided to withhold information relating to the status of  IR35 enquiries opened during the last tax year, following a request made by a leading contractor site. Last May, HMRC published its IR35 business entity test, designed to provide participants with a score which is supposed to show the risk they face of being [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Inappropriate tweets could damage your company&#8217;s reputation</title>
		<link>http://www.companybug.co.uk/social-media-company-reputation/</link>
		<comments>http://www.companybug.co.uk/social-media-company-reputation/#comments</comments>
		<pubDate>Sun, 12 May 2013 12:37:17 +0000</pubDate>
		<dc:creator>James Leckie</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[employees]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[social media]]></category>
		<category><![CDATA[twitter]]></category>

		<guid isPermaLink="false">http://www.companybug.co.uk/?p=2652</guid>
		<description><![CDATA[As the number of news stories reporting the posting of &#8216;unfortunate&#8217; messages on Twitter and Facebook increases all the time, a solicitor has urged companies to be careful when using social media, to avoid reputational damage to their own businesses &#8211; or to their clients. Gemma Murphy, a solicitor at Lester Aldridge LLP, says that while [...]]]></description>
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		<title>Self-employed burdened with high levels of debt</title>
		<link>http://www.companybug.co.uk/self-employed-debt/</link>
		<comments>http://www.companybug.co.uk/self-employed-debt/#comments</comments>
		<pubDate>Fri, 10 May 2013 22:23:19 +0000</pubDate>
		<dc:creator>James Leckie</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[credit control]]></category>
		<category><![CDATA[late payment]]></category>

		<guid isPermaLink="false">http://www.companybug.co.uk/?p=2646</guid>
		<description><![CDATA[A charity says that the self-employed are particularly saddled with high levels of debt, typically owing £10,000 more than the average individual seeking help. Self-employed more likely to turn to credit According to StepChange, over 16,000 people approached the charity for debt-related advice in 2012 &#8211; owing almost £28,000 on average &#8211; significantly more than [...]]]></description>
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		<title>Applications for National Insurance holiday scheme plummet</title>
		<link>http://www.companybug.co.uk/applications-for-national-insurance-holiday-scheme-plummet/</link>
		<comments>http://www.companybug.co.uk/applications-for-national-insurance-holiday-scheme-plummet/#comments</comments>
		<pubDate>Fri, 10 May 2013 21:21:39 +0000</pubDate>
		<dc:creator>James Leckie</dc:creator>
				<category><![CDATA[News]]></category>

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		<description><![CDATA[New data shows that requests to join the Government&#8217;s National Insurance holiday scheme have reached an all-time low; a leading accountant says that the scheme has been poorly promoted. A mere 400 businesses requested an NI holiday in December 2012 &#8211; a massive drop from the 2,235 applications processed in October 2011. The scheme was [...]]]></description>
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		<item>
		<title>Do I need an accountant for my limited company?</title>
		<link>http://www.companybug.co.uk/do-i-have-to-use-an-accountant-for-my-company/</link>
		<comments>http://www.companybug.co.uk/do-i-have-to-use-an-accountant-for-my-company/#comments</comments>
		<pubDate>Wed, 01 May 2013 10:23:17 +0000</pubDate>
		<dc:creator>James Leckie</dc:creator>
				<category><![CDATA[Tax & Accounting]]></category>
		<category><![CDATA[accountant]]></category>
		<category><![CDATA[contractor accountant]]></category>
		<category><![CDATA[hmrc]]></category>

		<guid isPermaLink="false">http://www.companybug.co.uk/?p=1433</guid>
		<description><![CDATA[If you set up a limited company, is appointing an accountant to look after your affairs a statutory requirement, or can you take care of your accounting duties yourself? No legal requirement to appoint an accountant Despite what you might expect, there is no legal requirement for small companies to use an accountant, and companies [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are personal tax return costs tax deductable for company directors?</title>
		<link>http://www.companybug.co.uk/are-personal-tax-return-costs-tax-deductable-for-company-directors/</link>
		<comments>http://www.companybug.co.uk/are-personal-tax-return-costs-tax-deductable-for-company-directors/#comments</comments>
		<pubDate>Sat, 27 Apr 2013 17:00:30 +0000</pubDate>
		<dc:creator>James Leckie</dc:creator>
				<category><![CDATA[Tax & Accounting]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[self assessment]]></category>
		<category><![CDATA[tax return]]></category>

		<guid isPermaLink="false">http://www.companybug.co.uk/?p=2373</guid>
		<description><![CDATA[If you are paying your accountant to complete your self-assessment tax return this year, can you claim back the costs from your limited company? As we discussed in a recent article, if you are a limited company contractor, you cannot automatically reclaim all professional fees from your company. The cost of preparing your annual self [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is the Companies Act 2006?</title>
		<link>http://www.companybug.co.uk/what-is-the-companies-act-2006/</link>
		<comments>http://www.companybug.co.uk/what-is-the-companies-act-2006/#comments</comments>
		<pubDate>Thu, 18 Apr 2013 12:34:43 +0000</pubDate>
		<dc:creator>James Leckie</dc:creator>
				<category><![CDATA[Limited Company Guides]]></category>
		<category><![CDATA[companies act]]></category>
		<category><![CDATA[companies act 2006]]></category>

		<guid isPermaLink="false">http://www.companybug.co.uk/?p=931</guid>
		<description><![CDATA[The Companies Act 2006 is the main piece of legislation which governs company law in the UK. It is the longest piece of legislation ever enacted in the UK, with over 1,300 sections. Following eight years of consultation, the final provisions of the Act became law in October 2009. The prime aims of the Act [...]]]></description>
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